Epiphany – Terms of Use

Effective Date: March 19, 2026

Welcome to Epiphany's Credit Mastery Course. By accessing or using this course and related materials, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, you are prohibited from accessing or using the course platform or content.

1. Intellectual Property & License

All content within this course—including but not limited to videos, PDFs, slide decks, templates, guides, and proprietary strategies—is the intellectual property of Epiphany. You are granted a limited, non-transferable, non-exclusive license to access the materials strictly for your individual, non-commercial use. You may not:

• Share, sell, distribute, or reproduce the course content.

• Modify or create derivative works.

• Resell or publicly display any materials.

• Share login credentials or grant access to others.

Any violation of this license will result in immediate termination of access without refund, and legal action may be pursued if necessary.

2. No Refund Policy

By purchasing the Epiphany Credit Mastery course, you acknowledge and agree to our strict no-refund policy. Once the course has been accessed or played in any capacity, no refunds will be issued—regardless of personal circumstances, user satisfaction, or course progress.

You are responsible for ensuring this course is right for you before purchasing. The knowledge and strategies provided cannot be unlearned, therefore all sales are final.

3. Account Usage & Security

Each course enrollment is valid for one individual only. Sharing login credentials, granting access to others, or distributing course content in any form is strictly prohibited. If we detect account-sharing or abuse, your access will be revoked immediately and permanently, without notice or refund.

You are responsible for maintaining the confidentiality of your login information and for all activities that occur under your account.

4. Course Disclaimer

This course is for educational purposes only. Epiphany makes no guarantees regarding results, income, or business outcomes. While strategies are proven and effective when implemented, individual results will vary based on consistency, effort, and external factors.

Epiphany disclaims all liability for decisions made based on course content.

5. Limitation of Liability

In no event shall Epiphany or its representatives be liable for any damages arising out of your use or inability to use the course materials. This includes but is not limited to lost profits, business interruptions, or personal losses.

6. Course Access & Updates

You will have access to the materials according to the plan purchased. Epiphany reserves the right to update, improve, or modify course content at any time without prior notice.

7. Modification of Terms

We reserve the right to revise or update these Terms of Use at any time. Continued use of the course after changes have been made constitutes your acceptance of the revised terms.

8. Governing Law

These terms are governed by and construed in accordance with the laws of the State of South Carolina, without regard to its conflict of law principles. Any disputes shall be resolved in the appropriate courts located in Berkeley.